Valencia Reserve HOA Sues Over Lawn Killing Virus

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Insurance Company Refuses To Pay Out Boynton Beach Community’s Claim Over “Sugarcane Mosaic Virus.”

St. Augustine grass infected by Sugarcane Mosaic Virus, courtesy University of Florida Plant Diagnostic Clinic.


BOYNTON BEACH, FL ( (Copyright © 2022 MetroDesk Media, LLC) — The Valencia Reserve Homeowners Association, which represents 1060 homes in the “active adult” community on Lyons Road in Boynton Beach, is suing its insurance company after an outbreak of “Sugarcane Mosaic Virus.”

The virus, which kills grass and other vegetation — starting with a brown “mosaic” but ultimately leaving dead lawns in its wake — is problematic in Valencia Reserve, according to the complaint. The Homeowners Association made an insurance claim under the “pollution loss” section of its policy — seeking money to mitigate the problem. But Beazley Insurance denied the claim — valued at significantly more than the $30,000 statutory minimum for suing in Palm Beach County Circuit Court. The HOA’s suit against Beazley Insurance seeks unspecified damages.

While non-specific about the area of infection, the Valencia Reserve lawsuit presumably focuses on common areas in the community. Individual homeowners are responsible for their own homes and grounds. Beazley did not file an immediate response.

We are publishing the entire lawsuit below. We also share this from the University of Florida Agricultural Extension which published an informative guide to the impact of Sugarcane Mosaic Virus in South Florida.

“Early symptoms include a mosaic pattern on the leaf that becomes necrotic (turns brown and dies prematurely) over time. According to Dr. Phil Harmon, UF/IFAS Plant Diagnostic Center, the symptoms present blotchy and streaky patterns of yellow and green color. In fact, turfgrass tends to have broken yellow streaks running between the veins on an otherwise green blade. The symptoms and dieback typically starts in the fall months of September and October, and continues through the winter into spring. Some lawns may appear to recover in the spring. Unfortunately, lawns that appear to recover eventually die over a period of 1-3 years. Infected lawns may completely dieback.” Read more from UF here.

Here is the complete lawsuit filed in Palm Beach County:


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Paul Saperstein


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