What Do You Think About An Association Seeking Legal Action Over Small Past Due Fee? Share Your Opinions…
BY: STAFF REPORT | BocaNewsNow.com
BOCA RATON, FL (BocaNewsNow.com) (Copyright © 2023 MetroDesk Media, LLC) — Another Boca Raton area Homeowners Association is initiating foreclosure proceedings over a homeowner who has not paid dues or assessments that the HOA says are owed. In this case, it’s Stonebridge Country Club. The amount: $2142.
According to court complaint obtained by BocaNewsNow.com, Stonebridge is filing the lien of foreclosure against homeowners Michael and Jane Mansueto of Southwick Way. The Mansuetos, according to the complaint, owed $2,040.00 in maintenance fees that were due between January 1st and April 17th, and late fees of $30.60 which were also levied during the same time. The total outstanding: $2070.60. Add court and other costs, and you end up at $2142.
Readers may be questioning whether $2,142.00 is enough to sue. Under Florida statute, an HOA, Condo Association, Country Club, or other governing body can do pretty much whatever it takes to ensure payment. Homeowners agree to these terms when they buy property in the community.
Stonebridge is represented by the law firm of Kopelowitz Ostrow Ferguson Weiselberg Gilbert. Share your thoughts, below, about an association seeking a lien of foreclosure over $2142.
22 responses to “Stonebridge Country Club Boca Raton Initiates Foreclosure Over $2100”
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If they haven’t paid, suing them, no matter the amount, is the right thing to do. Why haven’t they paid? We all will pay if members of a POA don’t.
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Every HOA has a contingency fund. My 48 unit association’s find is about $300,000. Overdue amounts accrue late fee and interest. There is no need to rush a foreclosure over $2,000. There is more to this story we’re not being told. Somebody has a thing for the home or the homeowner.
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The people who think its just a little amount should write a check and donate it themselves. You mean you finally get a Board doing their job and we’re going to complain about it? Seriously?
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Per Florida Statute 720 the club/POA would have notified this member twice by certified mail before filing for foreclosure. Because it is a private club, the accounting department would have also exhausted many attempts to work with this delinquent member to collect these past due amounts. This article seems like a despicable passive aggressive attempt to sling mud at an organization that is doing its job protecting the hundreds of other paying property owners. If anyone feels so strongly against Stonebridge, please put up your own funds and pay the $2k out of the goodness of your heart rather than condemning others.
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How much profit do you think the HOA gets from the seizure and sale of the property? Its robbery is what it is. This happened to me over $120 and I never received “2 certified letters” or any knocks at the door. There are other methods that can be used to get the late payments made without endangering the community.
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I am on the bod at my condo and we have a collection procedure in place for all units. If the owner does not pay the maintenance within 10 days of the due date, then they get a letter stating if the balance is not paid by 30 days of the letter, it gets turned over to the attorney who then sends out a stage 1 letter, followed by a stage 2 letter, and then a lien is filed. Condos cannot operate unless ALL owners pay in a timely fashion and regardless of the amount owed, all delinquent owners are treated the same.
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I was a board member and president of the board at my condo, we cut people a LOT of slack but at some point all owners suffer if one or two fail to pay. So like this article headline says, what do I think about foreclosing over $2100? I say to the reporter get the backstory. Has the homeowner been in default for say $15,000 for years and paid up except for $2100? Has this been going on for years with the same person? I say it is fine to to foreclose based on $2100, I am sure there is more to the story
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I just don’t get it how could you association foreclosed on you before the bank just in Florida I guess
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I believe if there’s a mortgage the plaintiff (condo assoc.) will name the mortgage that has a lien on property (aka mortgagee) as a defendant in the complaint; along with any other entity that has a lien. Usually to protect its’ interest the mortgagee will pay contact the lawyers to work out payment to the plaintiff (condo assoc) as it doesn’t want its interest to be wiped out through the foreclosure.
(Ps As a 30 year foreclosure paralegal in NJ having put many negotiations behind the scenes together assisting clients/banks or mortgage companies- I believe it works same way here in Florida. Also note any taxes to federal or state are always prior liens and cannot be wiped out through foreclosure. More than likely there’s no mortgage lien on this condo) sorry these owners don’t have money to pay. Maybe someone will help if they have extra cash. In our day with rising prices alot of people are going to be in same position. Let’s pray for them). -
Not just a Florida thing… The bank would have a superior claim over the club/POA, but the homeowner may not delinquent with a bank. The property may have been paid for outright, or the homeowner may have been paying their mortgage.
PS – you can’t spell the word homeowner with the word “meow”. And now you will never unsee the word meow when you read the word homeowner.
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Nope. Condo fees ALWAYS have priority over a mortgage.
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Hoa forecloses subject to any existing mortgage.
They are betting the homeowner will pay.
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If the homeowners have been approached and have not responded the board needs to take the appropriate action. Certainly something could be worked out over a 12-month catch up period if the homeowners were responsive to the lawyers letters.
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the condo boards and homeowners boards are drunk with power once they get elected . they dont think like people they think like gestapo and run amuck . just my opinion
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You are absolutely correct. They are Nazis, who think that they have the right to rob people of their homes. Extentuating stuations occur that are unforeseeable , we are human not robots. Does that mean that every fascist hoa has the right to do what they do? Who gave them the right? I thought we live in a Democratic America. I guess, I am wrong.
Hoas should be outlawed. We don’t need them. No one has a right to dictate your life. These fascists need to be jailed for life. Where is the justice?-
No one is forcing anyone to live in a community with an HOA, let alone in a luxury private country club community with annual dues, capital fees, in to of the HOA/POA fees. They, and by the vehemence in your post you too, made a decision to live in a nice area and then not uphold their fiscal obligation. That’s not the POAs fault. That is the homeowners shortcoming. The POA is responsible to the paying members.
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Condo commandos at their best. They have nothing else to do.
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ALL Florida HOAs should not have this power. Do homeowners need a government within the government with unlimited power provided to boomers who just seek control? HOAs are an abomination. They no longer serve their purpose which is to protect homeowners property value. Instead they intimidate homeowners, mock them in HOA meetings and do whatever they want to benefit themselves.
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The homeowners signed certain documents at closing, among them what fees are do and when. By ignoring those fees, it doesn’t mean that they are forgiven…they still must pay them. And there are procedures in place when folks don’t keep up with their obligations. Let’s be honest here, organizations need their income to pay their bills just like the rest of us. If these folks are having financial issues, it’s up to them to come up with a viable solution to pay what they owe. And ignoring letters from lawyers is just not the correct way to go about things.
Honestly, we all have bills to pay, that’s just part of life. Ignoring ones obligations is just not the answer as this family is finding out. The bill keeps getting higher the longer they drag their feet. It’s now past time to take care of this mess and move on! -
It would be nice to know if this HOA had assessments that the homeowners had to pay as well as the maintenance. When you suddenly get hit like we did with $10,000 in assessments you’re going to fall behind if you haven’t got a lot of money in the bank. You are in more trouble if you don’t pay the assessments because they can kick you out.
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Homeowners are the one being duped. The La Florence At Renaissance Commons Homeowners Association Inc. using two checking accounts to collect fees. One for foreclosure bookkeeping. One for regular bookkeeping. One collection using Firenze at Renaissance Commons. One collection La Florence at Renaissance Commons Homeowners Association Inc.. The former management company named “Tallfield Management” did not register with Sunbiz.org and DBPR but getting paid. Then duped homeowner into paying the Firenze at Renaissance Commons. Since homeowners did not know but paying into the that particular account. There is also intentional delay in deposit the payments. I had to send in certified mail found out that check was received but cashed at the end of the month. So the attorney filed fabricated liens claiming homeowners did not pay their association fees. Then filed foreclosure including me. I point it out to City of Boynton Beach that it is criminal! Just by looking at the filing the falsify business records and public records. It show that the amount that homeowners did not pay but at the end showing credit that homeowners did pay but zero out the homeowners that alleged did not pay. What is left is attorney fees and late fees and whole bunch of charges.
So it is criminal for instigated lawsuit, file false lien and legal documents in the public records, mailing fraud and wire fraud. La Florence at Renaissance Commons Homeowners Association Inc. even being duped into paying extra $500 for special assessment per unit for their unlawful act. After I point it all out. They quickly consolidated into new accounts to hid their bad act and hire a licensed community association management firm. But I guess the police stop the investigation, the licensed community association management firm is no longer exist replace with unlicensed community association management firm. The entity must register with Sunbiz.org as legal entity, the register with DBPR as a firm and provide name of the licensed community association management name and number. Summary it is fraud. The recent news that condo manager was stealing from homeowners association fees in the Key Biscayne Condo. The former manager was arrested. At least she has license. See the case Leah Saar v. Wellesley at Lake Clarke Shores Homeowners Association Inc. The Wellesley at Lake Clarke Shores Homeowners Association Inc. intentionally mess up Leah Saar’s accounting records to foreclosure. WE NEED TO SPEAK UP! La Florence at Renaissance Commons Homeowners Association Inc. former treasurer David Mednick using his control corporation or entity to buy up the foreclosure property at the foreclosure sale! So homeowners speak up to our lawmaker that foreclosure is for scammer to steal real estate property! I am glad I had all the cancel checks and bank statements for proof. I do not want to auto pay. Since predators changed banks and opened new accounts. -
In this day and age if you are living in a country club and you can’t afford it then you should live somewhere else. Why should other people be responsible for you not paying your bills.
If they haven’t paid, suing them, no matter the amount, is the right thing to do. Why haven’t they paid? We all will pay if members of a POA don’t.
Every HOA has a contingency fund. My 48 unit association’s find is about $300,000. Overdue amounts accrue late fee and interest. There is no need to rush a foreclosure over $2,000. There is more to this story we’re not being told. Somebody has a thing for the home or the homeowner.
The people who think its just a little amount should write a check and donate it themselves. You mean you finally get a Board doing their job and we’re going to complain about it? Seriously?
Per Florida Statute 720 the club/POA would have notified this member twice by certified mail before filing for foreclosure. Because it is a private club, the accounting department would have also exhausted many attempts to work with this delinquent member to collect these past due amounts. This article seems like a despicable passive aggressive attempt to sling mud at an organization that is doing its job protecting the hundreds of other paying property owners. If anyone feels so strongly against Stonebridge, please put up your own funds and pay the $2k out of the goodness of your heart rather than condemning others.
How much profit do you think the HOA gets from the seizure and sale of the property? Its robbery is what it is. This happened to me over $120 and I never received “2 certified letters” or any knocks at the door. There are other methods that can be used to get the late payments made without endangering the community.
I am on the bod at my condo and we have a collection procedure in place for all units. If the owner does not pay the maintenance within 10 days of the due date, then they get a letter stating if the balance is not paid by 30 days of the letter, it gets turned over to the attorney who then sends out a stage 1 letter, followed by a stage 2 letter, and then a lien is filed. Condos cannot operate unless ALL owners pay in a timely fashion and regardless of the amount owed, all delinquent owners are treated the same.
I was a board member and president of the board at my condo, we cut people a LOT of slack but at some point all owners suffer if one or two fail to pay. So like this article headline says, what do I think about foreclosing over $2100? I say to the reporter get the backstory. Has the homeowner been in default for say $15,000 for years and paid up except for $2100? Has this been going on for years with the same person? I say it is fine to to foreclose based on $2100, I am sure there is more to the story
I just don’t get it how could you association foreclosed on you before the bank just in Florida I guess
I believe if there’s a mortgage the plaintiff (condo assoc.) will name the mortgage that has a lien on property (aka mortgagee) as a defendant in the complaint; along with any other entity that has a lien. Usually to protect its’ interest the mortgagee will pay contact the lawyers to work out payment to the plaintiff (condo assoc) as it doesn’t want its interest to be wiped out through the foreclosure.
(Ps As a 30 year foreclosure paralegal in NJ having put many negotiations behind the scenes together assisting clients/banks or mortgage companies- I believe it works same way here in Florida. Also note any taxes to federal or state are always prior liens and cannot be wiped out through foreclosure. More than likely there’s no mortgage lien on this condo) sorry these owners don’t have money to pay. Maybe someone will help if they have extra cash. In our day with rising prices alot of people are going to be in same position. Let’s pray for them).
Not just a Florida thing… The bank would have a superior claim over the club/POA, but the homeowner may not delinquent with a bank. The property may have been paid for outright, or the homeowner may have been paying their mortgage.
PS – you can’t spell the word homeowner with the word “meow”. And now you will never unsee the word meow when you read the word homeowner.
Nope. Condo fees ALWAYS have priority over a mortgage.
Hoa forecloses subject to any existing mortgage.
They are betting the homeowner will pay.
If the homeowners have been approached and have not responded the board needs to take the appropriate action. Certainly something could be worked out over a 12-month catch up period if the homeowners were responsive to the lawyers letters.
the condo boards and homeowners boards are drunk with power once they get elected . they dont think like people they think like gestapo and run amuck . just my opinion
You are absolutely correct. They are Nazis, who think that they have the right to rob people of their homes. Extentuating stuations occur that are unforeseeable , we are human not robots. Does that mean that every fascist hoa has the right to do what they do? Who gave them the right? I thought we live in a Democratic America. I guess, I am wrong.
Hoas should be outlawed. We don’t need them. No one has a right to dictate your life. These fascists need to be jailed for life. Where is the justice?
No one is forcing anyone to live in a community with an HOA, let alone in a luxury private country club community with annual dues, capital fees, in to of the HOA/POA fees. They, and by the vehemence in your post you too, made a decision to live in a nice area and then not uphold their fiscal obligation. That’s not the POAs fault. That is the homeowners shortcoming. The POA is responsible to the paying members.
Condo commandos at their best. They have nothing else to do.
ALL Florida HOAs should not have this power. Do homeowners need a government within the government with unlimited power provided to boomers who just seek control? HOAs are an abomination. They no longer serve their purpose which is to protect homeowners property value. Instead they intimidate homeowners, mock them in HOA meetings and do whatever they want to benefit themselves.
The homeowners signed certain documents at closing, among them what fees are do and when. By ignoring those fees, it doesn’t mean that they are forgiven…they still must pay them. And there are procedures in place when folks don’t keep up with their obligations. Let’s be honest here, organizations need their income to pay their bills just like the rest of us. If these folks are having financial issues, it’s up to them to come up with a viable solution to pay what they owe. And ignoring letters from lawyers is just not the correct way to go about things.
Honestly, we all have bills to pay, that’s just part of life. Ignoring ones obligations is just not the answer as this family is finding out. The bill keeps getting higher the longer they drag their feet. It’s now past time to take care of this mess and move on!
It would be nice to know if this HOA had assessments that the homeowners had to pay as well as the maintenance. When you suddenly get hit like we did with $10,000 in assessments you’re going to fall behind if you haven’t got a lot of money in the bank. You are in more trouble if you don’t pay the assessments because they can kick you out.
Homeowners are the one being duped. The La Florence At Renaissance Commons Homeowners Association Inc. using two checking accounts to collect fees. One for foreclosure bookkeeping. One for regular bookkeeping. One collection using Firenze at Renaissance Commons. One collection La Florence at Renaissance Commons Homeowners Association Inc.. The former management company named “Tallfield Management” did not register with Sunbiz.org and DBPR but getting paid. Then duped homeowner into paying the Firenze at Renaissance Commons. Since homeowners did not know but paying into the that particular account. There is also intentional delay in deposit the payments. I had to send in certified mail found out that check was received but cashed at the end of the month. So the attorney filed fabricated liens claiming homeowners did not pay their association fees. Then filed foreclosure including me. I point it out to City of Boynton Beach that it is criminal! Just by looking at the filing the falsify business records and public records. It show that the amount that homeowners did not pay but at the end showing credit that homeowners did pay but zero out the homeowners that alleged did not pay. What is left is attorney fees and late fees and whole bunch of charges.
So it is criminal for instigated lawsuit, file false lien and legal documents in the public records, mailing fraud and wire fraud. La Florence at Renaissance Commons Homeowners Association Inc. even being duped into paying extra $500 for special assessment per unit for their unlawful act. After I point it all out. They quickly consolidated into new accounts to hid their bad act and hire a licensed community association management firm. But I guess the police stop the investigation, the licensed community association management firm is no longer exist replace with unlicensed community association management firm. The entity must register with Sunbiz.org as legal entity, the register with DBPR as a firm and provide name of the licensed community association management name and number. Summary it is fraud. The recent news that condo manager was stealing from homeowners association fees in the Key Biscayne Condo. The former manager was arrested. At least she has license. See the case Leah Saar v. Wellesley at Lake Clarke Shores Homeowners Association Inc. The Wellesley at Lake Clarke Shores Homeowners Association Inc. intentionally mess up Leah Saar’s accounting records to foreclosure. WE NEED TO SPEAK UP! La Florence at Renaissance Commons Homeowners Association Inc. former treasurer David Mednick using his control corporation or entity to buy up the foreclosure property at the foreclosure sale! So homeowners speak up to our lawmaker that foreclosure is for scammer to steal real estate property! I am glad I had all the cancel checks and bank statements for proof. I do not want to auto pay. Since predators changed banks and opened new accounts.
In this day and age if you are living in a country club and you can’t afford it then you should live somewhere else. Why should other people be responsible for you not paying your bills.
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